The nation’s

leading nonbank

small business lender.

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What loan type are you looking for?

What loan type are you looking for?


SBA loans closed.

Includes PPP loans. As of 1/1/23.


Dollars in closed small business loans.

Includes PPP loans. As of 1/1/23.


SBA loans closed.

Includes PPP loans. As of 8/15/22.


Dollars in closed small business loans.

Includes PPP loans. As of 8/15/22.

Who We Are

As a national, non-bank, direct commercial lender we specialize in helping small to midsize businesses finance their growth and create wealth through our SBA 7(a), SBA 504, and low LTV conventional loan programs.

Our loan types

We specialize in financing your growth with three distinct programs:

The Growth Generator

SBA 7(a)

Finance a business acquisition, refinance existing business debt, finance working capital needs, buy out a partner, purchase equipment, and many other use of proceeds for your business.

The Wealth Creator

SBA 504

Create wealth through the ownership of owner-occupied/operated commercial real estate with financing for acquisitions, refinancing, renovations, or ground-up construction. Also used for heavy equipment financing.

SBA 7(a)

The General


Finance owner-occupied/operated commercial real estate conventionally, whether for an acquisition, a refinance, renovations, or ground-up construction.

Not sure which loan is right for you?

YOUR story is

OUR success

Each business that we fund has a unique story and personality, and we love playing a part in our customer’s entrepreneurial success.

“The service I got from Fountainhead was better than what I get from my local bank with whom I have a long–term relationship.”

Duane Zobrist
Founder Resort Outfitters

With Fountainhead I felt I had all these people on my side who understood exactly what to do. They were great. They made it happen.

Shana Vitoff
Owner, Society Hill Dance

Our Mission

You’re not just a number or credit score to us. You’re a business owner with a story and we always take the time to understand your story and provide you with the best loan solution for your precise situation.

Why choose Fountainhead?

Responsiveness, personalized service and the attention to detail that you deserve. We aren’t a faceless, slumbering bank treating you like just another number.

As seen in and recognized by:


We know that if you need a loan for your business, you often need it sooner rather than later. Instead of inquiring with an ordinary bank, who may take weeks or months to even approve you, we typically make loan approval decisions within 24 hours. Speed is our great disruptor in an industry not otherwise known for this.


When you inquire with us, our Loan Specialists will walk you through the process, answer any questions, hold your hand (if need be), and continuously update you, leaving little room for worry or stress. We KNOW that applying to borrow money can be an anxiety-riddled process, and we do everything in our power to alleviate that for you.


While banks or other lenders may have numerous loan products, we only offer three. By funding these loans, and only these loans, again and again and again, we know how to make sure your business gets exactly what it needs. With over 400 years of collective experience in SBA lending, you’d be hard-pressed to find a better group of specialists in our industry.


We are very passionate about what we do. We take great pride in helping entrepreneurs build their businesses and take them to the next level… and many of our team members are fellow entrepreneurs as well. We KNOW that what a business owner – a job creator — does contributes to our society in so many ways, and we’re honored and humbled to play a part in that.


At Fountainhead our people are the soul of our company. As a small business ourselves, we understand the courage and determination it takes to grow. That’s why you’ll always have dedicated team members to not only update you and move your loan along, but to combat any concerns, help to tell your business’s story, and to be a resource to you along your success journey. At the end of the day, people buy from people and this is why business is never just business, it’s always personal.

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