SBA 504 Loans

The “Wealth Creator” 

Our SBA 504 loan program is designed to help your business create wealth by purchasing your commercial real estate.

Ready to Move Your Business Forward?

SBA 504 Loans

The “Wealth Creator” 

Our SBA 504 loan program is designed to help your business create wealth by purchasing your commercial real estate.

Ready to Move Your Business Forward?

What can an SBA 504 Loan be used for?

It’s very simple. Our SBA 504 loan program is used for purchasing, renovating, financing or constructing owner occupied/owner operated commercial real estate or buying heavy equipment. 

Some of the things that the program cannot be used for include: working capital, partner buyouts, business acquisitions, franchise fees and so forth. These financing needs are better suited for our SBA 7(a) loan program.

Ready to see if you qualify?

GET STARTED

What can an SBA 504 Loan be used for?

It’s very simple. Our SBA 504 loan program is used for purchasing, renovating, financing or constructing owner occupied/owner operated commercial real estate or buying heavy equipment. 

Some of the things that the program cannot be used for include: working capital, partner buyouts, business acquisitions, franchise fees and so forth. These financing needs are better suited for our SBA 7(a) loan program.

Ready to see if you qualify?

GET STARTED

Loan Amounts

$250,000 – $22,000,000

Amortizations

10 year – 25 years

Rates

3.63% – 6.5%

How to Apply

01- Apply

Fill out our quick application and upload some basic documents, and our Pronto software will go to work on issuing you an approval in less than 2 hrs.

02- Connect

Once you’ve received your approval, one of our Loan Specialists will reach out and walk you through next steps.

03- Fund

After everything is reviewed and approved, you’ll be on your way to creating wealth instead of paying a landlord every month. 

 

SBA 504 Frequently Asked Questions

Who is Eligible for the SBA 504 Loan?
  • For-profit, non-publicly traded businesses
  • Tangible business net worth (including affiliates) not to exceed $15 million
  • Average net income of the business not to exceed $5 million over the previous two years
  • Ownership must generally be comprised of 51% U.S. citizens or Legal Permanent Residents (some exceptions apply)
Who is NOT Eligible for the SBA 504 Loan?
  • Non-profits (except sheltered workshops)
  • Passive holders of real estate and/or personal property
  • Lending institutions (mortgage brokers and correspondent lenders are eligible)
  • Life insurance companies (franchised agents are eligible)
  • Businesses located in a foreign country
  • Businesses selling products or services through a pyramid plan
  • Gambling concerns
  • Businesses which restrict patronage
  • Government owned entities (excluding Native American tribes)
  • Consumer and marketing cooperatives (producer cooperatives are eligible)
  • Businesses engaged in loan packaging
  • Businesses that have previously defaulted on a Federal loan
  • Businesses engaged in political or lobbying activities
What Types of Properties does Fountainhead Finance?
  • Medical offices or medical facilities (such as labs and clinics)
  • Office buildings (including office condos)
  • Warehouses (and other industrial properties)
  • Day care facilities (for children or adults)
  • Free-standing restaurants
  • Limited-service, flagged hotels (some unflagged destination hotels will be considered)
  • Auto repair shops
  • Assisted-living facilities
  • Call to ask about many other property types that are eligible

“Ultimate Guide to The SBA 504”

Want More info on The SBA 504 Program? download our ultimate guide.

Click here to subscribe

SBA 504

Frequently Asked Questions

Who is Eligible for the SBA 504 Loan?

 
  • For-profit, non-publicly traded businesses
  • Tangible business net worth (including affiliates) not to exceed $15 million
  • Average net income of the business not to exceed $5 million over the previous two years
  • Ownership must generally be comprised of 51% U.S. citizens or Legal Permanent Residents (some exceptions apply)
Who is NOT Eligible for the SBA 504 Loan?
  • For-profit, non-publicly traded businesses
  • Tangible business net worth (including affiliates) not to exceed $15 million
  • Average net income of the business not to exceed $5 million over the previous two years
  • Ownership must generally be comprised of 51% U.S. citizens or Legal Permanent Residents (some exceptions apply)
What Type of Properties does Foutnainhead Finance?
  • Medical offices or medical facilities (such as labs and clinics)
  • Office buildings (including office condos)
  • Warehouses (and other industrial properties)
  • Day care facilities (for children or adults)
  • Free-standing restaurants
  • Limited-service, flagged hotels (some unflagged destination hotels will be considered)
  • Auto repair shops
  • Assisted-living facilities
  • Call to ask about many other property types that are eligible

“Ultimate Guide to The SBA 504”

Want more info on our Fountainhead SBA 504 program? Download our ultimate guide.

Click here to subscribe

SBA 504 Resources

The Top 3 Reasons Why People Choose SBA 504 Loans
Who’s The Best Candidate For The SBA 504 Loan?
Why Has The SBA 504 Loan Been Kept a Secret For So Long?
What does it take to qualify for the SBA 504 loan?

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